Mary Kittrell-Kinkaid
                CEO and President
                
                Kittrell Paycard was founded in September 2005, by staffing industry veteran Mary Kittrell-Kinkaid, to distribute payroll
                    debit card programs designed specifically for staffing firms and their temporary contract employees.
                
                Kittrell Paycard's instant issue branded paycard programs, save companies and their employees both time and money.
                    Employers with high turnover, a flexible workforce, and a diverse workforce gain the ability to pay 100% paperless offering
                    Kittrell Paycard's to their un-banked employees.
                
                Approximately 7.1 million households do not have a personal bank account to use when depositing their paycheck. According to
                    Pew Research, these individuals spend between $20 and $40 when cashing a check, and some individuals reported spending nearly
                    $100 on check-cashing services. If an average of five checks are cashed in a given month, that number could total $500 or higher
                    for the average unbanked individual who relies on check cashing for access to funds.
                
                Offering a payroll debit card program gives employees immediate access to their deposited funds, no longer depending on the delivery
                    of a manual paycheck. Employees are empowered to keep their cash in a safe place as well as given options to make retail purchases, internet
                    purchases, pay bills, get cash and have other employers, state and federal government payments direct deposited into their payroll debit cards.
                
                Employers save anywhere from $1.00 to $3.00 per payment by using Direct Deposit rather than paper checks. That savings translates to nearly
                    $19,000 a year for a company with 100 employees, and $5.7 million per year for an organization of 30,000 according to NACHA, AFP, APA Electronic
                    Payroll Coalition.
                
                Additional savings are realized through shipping, delivery, and productivity issues related to payroll check distribution. Fraud due to forgeries
                    and cashing incorrect checks is virtually non-existent with the elimination of the paper check.