Kittrell Paycard was founded in September 2005, by staffing industry veteran Mary Kittrell-Kinkaid, to distribute payroll debit card programs designed specifically for staffing firms and their temporary contract employees.
Kittrell Paycard's instant issue branded paycard programs, save companies and their employees both time and money. Employers with high turnover, a flexible workforce, and a diverse workforce gain the ability to pay 100% paperless offering Kittrell Paycard's to their un-banked employees.
Approximately 7.1 million households do not have a personal bank account to use when depositing their paycheck. According to Pew Research, these individuals spend between $20 and $40 when cashing a check, and some individuals reported spending nearly $100 on check-cashing services. If an average of five checks are cashed in a given month, that number could total $500 or higher for the average unbanked individual who relies on check cashing for access to funds.
Offering a payroll debit card program gives employees immediate access to their deposited funds, no longer depending on the delivery of a manual paycheck. Employees are empowered to keep their cash in a safe place as well as given options to make retail purchases, internet purchases, pay bills, get cash and have other employers, state and federal government payments direct deposited into their payroll debit cards.
Employers save anywhere from $1.00 to $3.00 per payment by using Direct Deposit rather than paper checks. That savings translates to nearly $19,000 a year for a company with 100 employees, and $5.7 million per year for an organization of 30,000 according to NACHA, AFP, APA Electronic Payroll Coalition.
Additional savings are realized through shipping, delivery, and productivity issues related to payroll check distribution. Fraud due to forgeries and cashing incorrect checks is virtually non-existent with the elimination of the paper check.
Kathy Williams
Senior Compliance Specialist
Kathy brings over 20 years of staffing industry experience to the Kittrell Paycard team. She has worked with a wide variety of staffing companies and understands their unique and diverse needs.
She has worked in both the state and federal regulatory arena. She began working for Kittrell Paycard in 2018 and her knowledge and experience assist her in meeting the needs of clients and cardholders. She’s always here to help.
Luel Moges
Customer Success Representative
I am originally from Ethiopia and moved to Dallas 15 years ago. I graduated from the University of North Texas in December 2025 with a bachelor’s degree in Business Analytics.
I began working at Kittrell Paycard in June 2025 in a part-time role and transitioned to a full-time position after graduation. I’m excited to be part of the Kittrell Paycard team and to continue growing in my field.
In my free time, I enjoy hiking, playing soccer, and spending time with friends and family.
Ruth Babastro Lopez
Customer Success Representative
I’m happy to be one of the newest members of the Kittrell Paycard Customer Success Team. I hold a Bachelor of Arts degree in English as a Second Language.
I emigrated from Camaguey, Cuba and for the past 3 years I have been residing in Dallas. I joined the Kittrell Paycard team at the end of 2024. It is a pleasure working for this amazing company as a Customer Success Representative where I’m able to assist our Spanish speaking cardholders in helping them understand the many benefits of Kittrell Paycard.
Barbara Suarez
Customer Success Representative
I was born in Cuba and moved to Dallas in June 2018. I hold a degree in Psychology and have over six years of experience in customer service within the banking industry. I joined the Kittrell Paycard Customer Success Team in October 2024 and am passionate about providing exceptional support to our cardholders, especially helping Spanish-speaking cardholders understand the many benefits of Kittrell Paycard.
In my free time, I enjoy spending time with my family and honing my photography skills.